A Consultative Approach to Group Planning

Our focus is to elevate the standard of group benefits and retirement – by digging
deeper to curb underlying causes of rising costs, being proactive in our approach
to risk and liability, and going beyond the basic plan in order to construct and
actively manage a customized solution for each client.

GROUP BENEFITS

Bring 35 years of group planning insight to your organization.

Through dedicated ongoing management and a high-touch consultative process, our objective is to add value for plan members while differentiating your organization for the purposes of retention and recruitment.

We provide all the core benefits planning services our clients need, from auditing your current plans to coordinating custom solutions through specialty providers, and we integrate them together with group retirement and individual planning.

Unique features include:

  • Integrated retirement planning component
  • Comprehensive strategies to mitigate risk
  • Tax strategies including CostPlus options and managing taxable and non-taxable benefits
  • Unique offerings, specialty providers and educational resources through our Benefits Alliance network

EXECUTIVE BENEFITS

Your Custom Executive Benefits Plan

Insurance providers often fail to distinguish executives and employees when reviewing company demographics. This can lead to a situation where some of your most valuable employees have the lowest relative coverage of all plan members.

We believe that it’s not just about adding costly benefits to your plans, but rather recognizing the unique needs of high-level management and executives, and designing a plan to meet those needs.

For many, having a dedicated Executive Benefits Plan
is a vital asset when it comes to the retention and
recruitment of the leaders within your organization.

GROUP RETIREMENT

Look beyond the basic pension package.

We deliver group retirement services as an integrated component of your individual and group benefits plans, and we do so without compromising the attention that group retirement requires. This allows us to create efficiencies and coordinate strategies that support interrelated goals like risk management and cost containment.

Clients of Navigo Financial gain access to all of our core retirement services, as well as ongoing education, training, custom reporting and other premium service features of a boutique approach.

Our group retirement services include:

  • Defined Benefit and Defined Contribution Pension Plans
  • Group Retirement Savings Plans and Individual Pension Plans
  • Deferred Profit Sharing Plans (DPSP) and solutions for executives
  • Ongoing compliance with CAP guidelines
  • Custom reporting to help align your strategies with industry benchmarks

INDIVIDUAL WEALTH PLANNING

Guidance for Every Level of Your Organization

Through an integrated approach, we consider your needs at all levels of the company, from group planning to individual employees.

Working with a boutique firm means that your employees can benefit from one-to-one financial guidance through the Navigo team. With an understanding of retirement, health and wellness, and insurance considerations pertaining to your group plans, our team can help provide personalized insights on the financial well-being of individual employees.

This can include:

  • Insurance products for employees and their family members
  • Wealth and retirement planning
  • Advice on estate planning, investing and education funding

Learn more about the advantages of working with us.

Explore more

How effective is your group benefits strategy?

Tell us about your organization, and we’ll show you
how to elevate your group planning strategy.

    Navigo Financial Solutions Inc.
    1464 Cornwall Road, Unit 1, Oakville, ON L6J 7W5
    tel: 905 829-3777
    fax: 905 829-2540